In the complex world of real estate transactions, collaboration is key to success. One of the most important partnerships in this industry is between real estate agents and mortgage loan originators. Together, they form a powerful alliance that helps clients navigate the intricacies of buying or selling a home. In this blog post, we will […]

That is the true question… A lot of people struggle with determining whether they should continue to rent or they should bite the bullet and purchase a home obtaining their first mortgage. A lot of people are unaware of how to make this decision, and whether, it will impact them short-term versus long-term, well I’m […]

In my previous blog, we discussed knowledge of the mortgage industry. So now let’s talk just general education. I think, regardless of your ethnicity, regardless of your economic status within society, everyone can learn a thing or two about the mortgage industry. With my background in underwriting, and now as a mortgage loan originator, I have had the opportunity to learn a lot of information on what gets a loan approved. 

I read a CNBC article that stated the following:  “When it comes to applying for a mortgage, 18% of Black borrowers are denied on average compared to a 9% rejection rate for the overall population. LendingTree’s analysis is based on data from the 2020 Home Mortgage Disclosure Act.” Aug 27, 2022. https://www.cnbc.com/amp/2022/08/27/black-borrowers-mortgage-denial-rate-twice-that-of-overall-population.html [cnbc.com]     So, what […]