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To qualify for a mortgage many lenders have different qualifications and requirements for different loan types.
Interested buyers typically should have a FICO score of 580 or better (there is room for some flexibility with certain lenders). Do not be discouraged; If you are a little under the 580 requirement, I may have a product for you!
Interested buyers should also have proof of two-year employment history, coupled with saved money for closing costs and a down payment.
AS YOUR MORTGAGE LOAN ORIGINATOR I WILL SHOP AROUND WITH OVER 180 LENDERS TO FIND THE RIGHT PRODUCT THAT FITS YOUR INDIVIDUAL NEEDS
A home buyer’s guide through the basics of a mortgage approval.
Documents Needed: Drivers License, Social Security Card, Two recent paystubs, Two recent bank statements, Two years W2s or Tax Return,Signed Borrowers Consent Form